BANK OF AMERICA, N.A. (THE "BANK")
CO-RENTERS: It is specifically agreed that access to a Box rented in the names of two or more persons, without regard to relationship status,
shall be under the control of each of them individually or their duly authorized and qualified legal representative(s) or other qualified
successor(s). The Bank shall not be liable if contents placed in the Box are removed by one or more of those individuals with authorized
access, regardless of the method or manner by which the person achieved authorized access. Each Renter shall be bound by the terms and
provisions of the Agreement and the duties, obligations and liabilities of each Renter shall be joint and several. The Bank takes no position as
to the ownership of the contents placed in the Box. Disputes between Renters regarding access to, possession of, or ownership of the
contents placed in the Box, are to be resolved between or among the Renters and the Bank will not be liable for any losses related to these
disputes.
PROHIBITED USES: Renter shall not use the Box or permit the same to be used for any unlawful purposes or for storage of any contents the
Bank deems dangerous, offensive in nature, or otherwise determined to be a security risk by the Bank. Renter is prohibited from storing
liquids of any kind, intoxicating liquors, drugs, perishable goods, cremated remains, narcotics, firearms, ammunition, weapons, or any other
dangerous instruments or property of an explosive, hazardous or destructive nature. If prohibited contents are discovered by the Bank by any
means, including as a result of the Bank forcibly opening the Box under the terms of the Agreement, the Bank shall not be liable for disposing
the prohibited contents. If the Bank believes the contents present an immediate threat or offense, the Bank may forcibly open the Box,
inventory and remove the contents and dispose of them in any manner it deems appropriate without liability. The Bank may restrict access to
the Box if it discovers Renter is using it to store prohibited contents. Renter understands and agrees that the Bank shall dispose of any such
prohibited contents in any manner it deems appropriate, including but not limited to turning the prohibited contents over to law enforcement or
another third party for safe removal, without notice to Renter. The Bank reserves the right to charge Renter for the cost of disposal of
prohibited contents. Renter agrees to reimburse the Bank promptly for the cost of disposal.
HANDLING BOX: You must remove and replace the Box and not leave the Box unlocked and unattended. Should an employee of the Bank
handle the Box as an accommodation to you, the Bank assumes no liability in connection therewith. The Bank shall not be responsible for
any contents left outside the Box. It is Renter’s responsibility to ensure that all contents are inside the Box and that the Box is properly
locked after access.
BANKRUPTCY, LEGAL INCOMPETENCE OR DEATH: In the event of any Renter’s bankruptcy, declaration of legal incompetence, or
death, the Bank may require documentation, satisfactory to the Bank, to allow Renter’s legal representative or other person to access
Renter’s Box and remove the contents, subject to any requirements of the laws of the State where the Box is located. We may accept and
comply with court orders and take direction from court appointed personal representatives, trustees, guardians and/or conservators from
States other than where the Box is located. We reserve the right to require U.S. court documents for customers who reside outside of the U.S.
When the Bank receives notice of the death of a Renter, the following rules shall apply:
The Bank may allow access to the Box in order to remove documentation, such as a will, burial instructions, insurance papers, or other
documentation as permitted by State law.
The Bank may permit access to the Box upon presentment of Letters of Appointment (or similar court-appointed documentation) by a court
appointed estate representative. If the Box is located in a State other than where the Letters of Appointment (or similar court-appointment
documentation) are filed, the Bank may require additional documentation in order to allow access to Renter’s Box. The Bank may also
permit access to the Box pursuant to a court order, to a public administrator acting pursuant to State law, or upon presentment of a small
estate affidavit that complies with State law.
If there is a surviving Renter on the Box, the Bank may (but is not required to) deny access to the Box until access to the Box is authorized
by the surviving Renter or by court order. Unless otherwise prohibited by laws of the State where the Box is located, a surviving Renter
shall continue to have full access to the Box. If the Box is leased by two or more Renters, all Renters agree to release, discharge and hold
the Bank harmless from any claims, damages or losses related to Box access as provided in this section.
We may require the consent of both the legal representative of the deceased Renter’s estate and the surviving Renter to surrender the Box.
With respect to the Bank’s responsibilities and/or access to the Box by any party, there is no right of survivorship of the contents in the Box and
there is no change of ownership in the contents when a Renter dies. The Bank is not obligated to determine ownership of the contents.
POWERS OF ATTORNEY: You may decide to appoint someone to act for you as your agent or attorney-in-fact (“AIF”) under a power of
attorney. All documentation must be satisfactory to the Bank in our discretion and unless prohibited by law, we may refuse, with or without
cause, to honor a power of attorney you grant to others. When we accept a power of attorney, we may continue to recognize the authority of
your AIF to act on your behalf without question until we receive written notice of revocation from you or notice of your death or incapacity and
have had reasonable time to act upon it. We will not be liable for action in accordance with the most current documentation if we have not
received such notice.
APPOINTMENT OF AGENT, DEPUTY or FIDUCIARY: As may be permitted by the laws of the State where the Box is located, a Renter may
appoint an agent, deputy or fiduciary to have access to or surrender the Box. All documentation must be satisfactory to the Bank in our
discretion and unless prohibited by law, we may refuse, with or without cause, to honor a Renter’s request to appoint an agent, deputy or
fiduciary. Unless the Bank has received actual notice in writing of the revocation of the agent, deputy or fiduciary's authority, whether by death
of the appointing Renter or otherwise, and has had a reasonable opportunity to act on it, the Bank shall not be liable for allowing the agent,
deputy or fiduciary access to the Box or for any actions of the agent, deputy or fiduciary relating to the Box. Neither the Bank nor any officer or
employee thereof, in private or official capacity, shall be authorized to act as an agent, deputy or fiduciary for any Renter in respect to any
matter connected with the Box unless the Renter is an immediate family member.
© 2019 Bank of America, N.A. All Rights Reserved 00-14-5574C 11-2019